USDA Forms & Information

Visit our DOWNLOADS section to find the Loan Application documents, as well as the additional documents referenced in the letter below.

USDA Cover Letter For Purchases & Repairs

Thank you for your interest in the Direct Single Family Rural Housing loan program.  To determine if eligible for a higher determination and get started, please fully complete the pre-qualification package attached, sign the authorization(s) to enable us to order an In-file Credit Report for each applicant at no cost to you. Generally, we are able to respond within 3-5 business days based on staff availability.

• Rural Housing Service Pre-Qualification Worksheet • Form RD 3550-1, Authorization to Release Information [signature only] print separate forms, as necessary for each adult household member (18 and older)

In addition, you will find basic information for this loan program in the following attachments:

• Direct Section 502 SFH Frequently Asked Questions • New Jersey Area Loan Limits – Maximum Loan Amounts • 502 Program Description/Eligible Areas • Direct Loan Program Income Limits

For processing, please send by fax to: [855] 305-7400; Email to:  or mail to:

USDA, Rural Development
Vineland Area Office
1318 S. Main Road, Building 5 – Suite A
Vineland, NJ 08360

After receipt and review, we will promptly advise you of our preliminary findings within 3 to 5 business days in response to your original e-mail and/or phone call.

The pre-qualifying results can provide you an idea on basic qualifications for a reasonable loan amount for purchase through our Agency prior to forwarding funds necessary to order your official residential mortgage credit report and verifying all income sources.  However, the results of the pre-qualification are not binding, as they are not based on verified data.  You must submit an application in order for the Agency to arrive at a final eligibility decision.  If the prequalification process is favorable, a pre-printed application will be supplied to continue the process.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission. If a person believes he or she was denied assistance in violation of this law, they should contact the Federal Trade Commission, Washington, D.C. 20580.

The Fair Housing Act prohibits discrimination in real estate related transactions, or in the terms of conditions of such a transaction, because of race, color, religion, sex, disability, familial status, or national origin. The federal agency that is responsible for enforcing this law is the U.S. Department of Housing and Urban Development.   If a person believes that they have been discriminated against in violation of this law, they should contact the U.S. Department of Housing and Urban Development, Washington D.C. 20410 or call (800) 669-9777.

You may request an application for Rural Housing Service loans assistance at any time after the pre-qualification results. We look forward to assisting you.

Thank you,
Vineland Area Office
Rural Development
United States Department of Agriculture
Tel:  [856] 205-1225 x 4 | Fax: [855] 305-7400
http://www.rd.usda.gov  | “Committed to the future of rural communities”